8 Strategies to Avoid Mortgage Insurance Requirements

Mortgage Rate Trends Explained: What Virginia Homebuyers Need to Know in 2026

This guide breaks down 8 proven strategies to avoid mortgage insurance requirements, comparing which loan structures truly eliminate PMI versus those that merely delay or reprice it. Duane Buziak, NMLS #1110647, draws on weekly comparisons across hundreds of wholesale lenders to show Virginia and Mid-Atlantic borrowers what actually works.