6 Portfolio Loan Options Duane Buziak Recommends Comparing Before You Finance a Non-Traditional Property
This article breaks down six portfolio loan options to compare before financing a non-traditional property, showing why overlays and pricing vary so much by lender that shopping matters as much as qualifying.
How to Calculate Your Debt-to-Income Ratio for a Mortgage (2026 Guide)
This guide shows you how to calculate debt to income ratio yourself, using the exact front-end and back-end math mortgage underwriters use, so you know where you stand against 2026 loan-program limits before comparing lenders.
Can Brokers Beat Retail Quotes? The Math Says Yes
Can brokers beat retail quotes? Compare wholesale pricing, fees, points, and payment math with a NoTouch Credit Pull before choosing your mortgage today.
Duane Buziak Explains: Understanding Mortgage Rate Fluctuations in 2026
Duane Buziak explains understanding mortgage rate fluctuations by breaking down how Treasury yields, Fed policy, and MBS spreads actually move mortgage pricing day to day. The article includes a fully worked cost comparison showing what a rate change really costs or saves borrowers over the life of a loan.
How Many Lenders Should I Shop for Mortgage Rates? 7 Strategies That Save Real Money
The question of how many lenders should I shop for mortgage rates has a mechanical answer most buyers miss — and getting it right can mean tens of thousands of dollars in savings over the life of a loan. This article breaks down Loan-Level Price Adjustments, APR versus note rate, and how to structure your rate-shopping window to maximize competition without damaging your credit score.
7 Strategies to Identify Which Mortgage Lenders Offer the Most Transparent Rate Comparisons
Knowing which mortgage lenders offer the most transparent rate comparisons can save borrowers tens of thousands of dollars by revealing how LLPAs, origination fees, and discount points affect the true cost beyond an advertised note rate. This guide provides seven actionable strategies—including how to read a Loan Estimate, understand APR, and use a mortgage broker to shop multiple lenders simultaneously—so you can compare mortgage rates with confidence before reaching the closing table.
7 Proven Strategies to Compare Mortgage Rates From Different Lenders
Most borrowers compare mortgage rates incorrectly — accepting the first offer or comparing quotes that aren’t measuring the same thing. This guide breaks down 7 proven strategies for how to compare mortgage rates from different lenders accurately, covering APR vs. note rate, loan-level price adjustments (LLPAs), fee structures, and discount point breakeven math so you can identify the genuinely lowest-cost offer.
How to Save Money on Your Mortgage: Duane Buziak’s Step-by-Step Rate-Comparison Guide
This step-by-step guide shows you how to save money on mortgage rates and closing costs using a soft-pull comparison process, led by broker Duane Buziak, so you can see exactly where the savings are before you lock in a loan.
How to Calculate Your Refinance Savings Timeline
Learn how to calculate refinance savings timeline with payment, costs, breakeven, term, and cash-flow math before you replace your mortgage loan.
How to Lower Your Mortgage Payment: A Step-by-Step Comparison Guide for 2026
This step-by-step guide explains how to lower mortgage payment by comparing four real levers, refinancing, PMI removal, recasting, and term extension, so homeowners can run the numbers before committing to any single fix.