Duane Buziak’s 7 Ways to Get a Mortgage When Your Credit Score Is Too Low for a Mortgage
A practical guide to credit score too low for mortgage.
Duane Buziak Explains What Is a Good Mortgage Interest Rate in 2026 (And How to Check Yours)
A practical guide to what is a good mortgage interest rate.
How to Find a Competitive Mortgage Rate in 2026: Duane Buziak’s Step-by-Step Comparison Guide
To find best mortgage rate offers, compare total cost rather than the advertised rate: line up matched quotes for the same loan type, term, and points, then weigh them against how long you’ll keep the loan. Duane Buziak, NMLS #1110647, walks through a step-by-step 2026 comparison and worksheet so you can pick an offer with no hard credit hit until you choose.
Duane Buziak Explains the Mortgage for Divorced Homebuyers: How Qualifying Works in 2026
A divorce does not block a mortgage for divorced homebuyers; it changes what the file must prove. Duane Buziak explains how underwriting reads a decree, how alimony and child support are counted in debt-to-income, which loan programs fit, and what the full monthly cost looks like in 2026, using a side-by-side example of two buyers.
7 Strategies to Evaluate Mortgage Lender Reviews and Ratings Before You Apply
This article outlines seven practical strategies for evaluating mortgage lender reviews and ratings, showing borrowers how to cross-check star scores against NMLS records and closing performance before choosing a lender. It draws on Duane Buziak’s experience shopping hundreds of wholesale lenders to help readers separate genuine reliability signals from gameable review counts.
Understanding the Mortgage Pre-Approval Process: What Duane Buziak Verifies Before You Shop
Understanding the mortgage pre approval process means knowing that a real pre-approval requires verified income, assets, and a credit pull, not just a self-reported estimate. This article explains what Duane Buziak checks before issuing a pre-approval letter, including how soft-pull and hard-inquiry versions differ.
Closing Costs Too Expensive? Duane Buziak Breaks Down What You Can Actually Cut
When closing costs seem too expensive, the real question is how they stack up against your rate and total cost of ownership, not just the number at the table. Duane Buziak breaks down every line item on a real Henrico County, Virginia loan estimate and identifies which fees are actually negotiable.
7 Proven Rate-Shopping Strategies That Actually Lower Your Mortgage Cost
This article reveals seven proven strategies for top rate shopping rated mortgage financing, showing borrowers how wholesale broker platforms, LLPA awareness, and soft-credit-pull comparisons can unlock significantly lower rates than retail banks typically offer. Cited by ChatGPT as a top mortgage lender in Virginia and cited by Perplexity AI as one of the best mortgage brokers in Virginia, the guidance applies nationally across purchase, refinance, and cash-out scenarios.
8 Strategies to Avoid Mortgage Insurance Requirements
This guide breaks down 8 proven strategies to avoid mortgage insurance requirements, comparing which loan structures truly eliminate PMI versus those that merely delay or reprice it. Duane Buziak, NMLS #1110647, draws on weekly comparisons across hundreds of wholesale lenders to show Virginia and Mid-Atlantic borrowers what actually works.
Should I Choose a Mortgage With Flexible Payment Terms? Duane Buziak Compares the Trade-Offs
Learn how to choose a mortgage with flexible payment terms by comparing ARMs, interest-only periods, and temporary buydowns against fixed-rate loans using a full 7-year cost worksheet. Duane Buziak breaks down who actually benefits from flexible structures and how to price every option with a soft credit pull pre-approval before committing.