Home Loans for Nurses and Healthcare Workers: Comparing Your Real Options
This guide compares home loans for nurses and healthcare workers side by side, covering how shift-work pay is documented, how Homes for Heroes and down payment assistance actually work, and a full total-cost-of-ownership example so you can shop your rate with real numbers instead of taking the first quote.
Leading Co-Borrower Mortgage Lenders: How Duane Buziak Compares Your Options in 2026
Duane Buziak compares how leading co-borrowers mortgage lenders, including Rocket Mortgage, Movement, Veterans United, NFM, and CF Mortgage Corp, handle credit, DTI, and PMI on co-borrower loans, backed by a fully worked cost example. The comparison helps buyers see how lender choice can shift rate, down payment, and PMI costs by thousands of dollars.
Conventional Loan Requirements in 2026: Credit, Down Payment, and DTI Rules Explained
This guide breaks down 2026 conventional loan requirements for credit score, down payment, and debt-to-income ratio, comparing each threshold against FHA and VA financing and explaining the PMI removal math that trips up many homeowners. It gives readers a full monthly-cost worksheet so they can see exactly what rate and payment their numbers actually qualify them for.
Credit Score Needed for a Mortgage: Duane Buziak Compares Every Loan Program’s Minimum
Duane Buziak breaks down the credit score needed for a mortgage across FHA, conventional, VA, and USDA programs, showing how each tier can change your monthly payment before you commit to one lender’s number.
6 Portfolio Loan Options Duane Buziak Recommends Comparing Before You Finance a Non-Traditional Property
This article breaks down six portfolio loan options to compare before financing a non-traditional property, showing why overlays and pricing vary so much by lender that shopping matters as much as qualifying.
Jumbo Loan Qualification Criteria in 2026: Duane Buziak Breaks Down Credit, DTI, and Reserve Requirements
This article breaks down the 2026 jumbo loan qualification criteria — credit score, debt-to-income ratio, cash reserves, and documented income — with a worked cost example and side-by-side comparison of jumbo program types from Duane Buziak, NMLS #1110647.
Alternative Income Verification Loans Explained: Duane Buziak’s Guide to Qualifying Without Traditional Pay Stubs
Alternative income verification loans are a purpose-built mortgage category designed for self-employed borrowers, landlords, retirees, and 1099 contractors whose taxable income doesn’t reflect their true financial strength. This guide by Duane Buziak (NMLS #1110647) compares five loan types side by side — including bank statement, asset depletion, and DSCR options — so non-traditional earners can shop lenders confidently and qualify on their actual cash flow.
7 Low Down Payment Mortgage Options That Actually Work in 2026
Most homebuyers don’t need 20% down — several government-backed and conventional low down payment mortgage options let qualified buyers close with as little as 0% to 3.5% down. This guide by Duane Buziak breaks down seven programs available in 2026, comparing their true total cost of ownership across hundreds of wholesale lenders so you can choose the option that actually saves you the most money.
Conventional vs. Government Loans: 7 Decision Strategies That Actually Save You Money
Most homebuyers choose between Conventional Vs Government loans before running the numbers — a mistake that can cost tens of thousands over a 30-year term. Licensed broker Duane Buziak (NMLS #1110647) walks through seven concrete decision frameworks — covering credit thresholds, PMI vs. MIP mechanics, down payment math, and a fully worked $350,000 purchase example — so you can compare every loan type you qualify for and let the numbers decide.
Jumbo Mortgages and the Cost of One Quote
Jumbo mortgages demand more than a single quote. Compare wholesale pricing, reserves, costs, and underwriting before committing to a high-balance loan.