Duane Buziak: Mortgage Rate Lock Explained, With a Worked Dollar Example
A mortgage rate lock is a written commitment to hold your quoted rate for a set number of days, but it only protects you as far as its length, extension terms, and written confirmation allow. This mortgage rate lock explained guide from Duane Buziak walks through how locks work, what they cost, how to size one, what a float-down does, and how to compare lock terms, with a worked dollar example.
How to Get the Lowest Mortgage Rate in 2026: Duane Buziak’s Step-by-Step Rate-Comparison Method
A practical guide to how to get lowest mortgage rate.
How Bank Statement Mortgages Qualify Income
Learn how bank statement mortgages use deposits, expenses, and reserves. Compare terms, avoid common pricing traps, and shop wholesale options smartly.
Duane Buziak’s 7 Strategies to Find the Cheapest Mortgage Refinance Options in 2026
A practical guide to cheapest mortgage refinance options.
Duane Buziak Explains Mortgage Pre-Approval for Realtors: What to Check Before You Send a Buyer to Make Offers
A practical guide to mortgage pre approval for realtors.
Mortgage Brokers: How Rate Shopping Pays Off
Mortgage brokers compare wholesale options, protect your credit, and show a loan’s true cost before you commit to one retail quote with clear math first.
Duane Buziak’s Guide: How to Lock In a Mortgage Rate Today (and Compare Your Options First)
A practical guide to lock in mortgage rate today.
Duane Buziak’s 7 Strategies for Saving Money on Home Loan Costs in 2026
Saving money on home loan costs takes more than chasing the lowest rate: fees, PMI pricing, points, and loan program choice move the total just as much. Duane Buziak walks through seven strategies for 2026, including comparing same-day quotes from hundreds of wholesale lenders with a soft credit pull, using a $400,000 purchase example where the better quote saves about $11,200 over five years.
Duane Buziak Explains Why Your Mortgage Application Keeps Getting Delayed (and How to Compare Your Way Out of It)
If your mortgage application keeps getting delayed, the cause is almost always one of four fixable issues: document problems, appraisal or title snags, unexpected underwriting conditions, or an overloaded lender pipeline. Duane Buziak, NMLS #1110647, maps where delays hit the timeline, what a 30-day slip costs in dollars, and how to compare staying, escalating, or switching lenders.
HELOC Versus Refinance: Which Costs Less?
Compare HELOC versus refinance options with breakeven math, payment trade-offs, and a smarter way to shop mortgage pricing without a credit hit first.